We've compiled a list of frequently asked questions to provide you with quick and helpful answers about our loan services.
An unsecured personal loan is money borrowed from a lender that is not secured by property such as a house or car over a fixed period of time. While most loans through CreditPath are unsecured, certain credit unions may place a lien on other assets.
Checking your rate on CreditPath will not affect your credit score. If you proceed with your application after receiving a rate, your credit score may be impacted. When you check your rate, we make a "soft credit inquiry."
There is no prepayment penalty for paying off a loan on CreditPath early. You may pay off part or all of the loan at any time with no fee charged.
Yes, in some instances we do accept co-signers. Cosigners should be aware that becoming obligated on another person's loan is treated as a debt obligation and may impact their credit score.
Absolutely. We strive to connect you with lenders that specialize in bad credit financing. Our network includes lenders who work with various credit histories to find the best possible rates for you.
You must be at least 18 years old, have a regular source of income, have an active checking account in your name, and be a US resident. Additional requirements may vary by lender.
If approved, funds are typically deposited directly into your bank account as soon as the next business day. Some lenders may fund the same day depending on the time of application.
Yes! We use industry-standard 256-bit SSL encryption technology to protect all your personal and financial data. Your information is never sold to third parties without your consent.